Categories Tips

IMPORTANT HOME BUYING FACTORS

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Important Home Buying Factors

[/vc_column_text][gem_divider margin_top=”46″][vc_column_text]Home buying can be very stressful, so here are a few tips to factor in.

What is the most important thing you look for in a home when you are buying?

When we are buying a new home, we have a long laundry list of things we want it to have already. That list can be different for each family, but these are the top things to look for. Try to make sure the home you pick is made to your family’s needs and lifestyle.[/vc_column_text][gem_divider margin_top=”40″][/vc_column][/vc_row][vc_row][vc_column][gem_quote style=”4″ no_paddings=”1″]… Some helpful hints are listed below[/gem_quote][/vc_column][/vc_row][vc_row css=”.vc_custom_1457788607747{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}”][vc_column width=”1/2″ css=”.vc_custom_1527108233839{padding-bottom: 404px !important;background-image: url(http://new.gulfstatehomebuyers.com/wp-content/uploads/2018/05/cindy.jpg?id=27590) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1457788939445{padding-bottom: 20px !important;padding-left: 42px !important;}” offset=”vc_col-lg-offset-0″][vc_column_text]

  1. Location – Location can mean many things. A lot of people want their home to be of decent proximity to their job. We all know that after a long day at work, the last thing we want is a super long drive home. As well as having a home close to work, we also think about how easy it is to access other places close to the home. If you are familiar to having things close by, that would determine where you would look at for finding a new home.

 

  1. Site – Site means where your home sits on the property. Is it on a hill? Is there a view? There are a lot of homes that are being built closer and closer together now. Not many people want to look out their windows and see inside their neighbor’s home. If you have kids and/or pets, another factor would be how big the yard is.

 

  1. Neighborhood – Making sure you are buying a home in a safe neighborhood is important to many of us. Drive around at night and on weekends to scope out the neighborhood and see what it is all about. Another thing to check out in neighborhoods are how people take care of their property, is their grass mowed? Is there trash everywhere?

 

  1. Curb Appeal – When people drive by our home, we want to know they think our home is nice and clean. We also want ourselves to feel good about our home. Make sure the paint on the outside is fresh, grass is mowed, sidewalks are not dangerous.

 

  1. Size and layout – Think about your lifestyle for this one. Stick to how many bedrooms you need. If you go bigger than you need, remember that it takes more to heat and cool the home. Bills will be a lot higher.

 

  1. We all want our dream home, a lot of bedrooms with a lot of square feet. Is that kind of home practical for your family though? Think about how many kids you have, or if you will be adding to your family. Maybe you have relatives that visit a lot. Count the number of bedrooms you need and stick to that.

 

  1. Kitchen – This room seems to be the focus of a home a lot of times. If you love to cook, don’t settle for a kitchen that will not accommodate your needs. Of course, you can remodel, but that is just more money.

 

  1. Closets and Storage – Are you one who has a new outfit for every day? And matching shoes for each outfit? You could even be a big crafts person, so storage for your supplies are a necessity. In that case, you will want a bigger closet. Older homes tend to have smaller closets in them, as newer homes have bigger closets.
  2. Windows and Lighting – Are you the type of person who enjoys sunlight and open space? Then you will want more windows in your home. If you are a more private person, less windows would be better for you. Check out where the electrical outlets are placed, will they work for your needs?

 

  1. Finishing Touches – Think about all the things you would like to have, then put them in an order of most important. This includes hardware, fireplace, moldings, etc. When searching for your home and you have to eliminate things on your list, start from the least important first.  If we can ever be of assistance please give us a call or contact us.

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Categories Foreclosure

Bankruptcy vs. Foreclosure

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Bankruptcy vs. Foreclosure

[/vc_column_text][/vc_column][/vc_row][vc_row equal_height=”yes” css=”.vc_custom_1457788064361{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}”][vc_column width=”1/2″ css=”.vc_custom_1527107225877{background-image: url(http://new.gulfstatehomebuyers.com/wp-content/uploads/2018/05/foreclosure-photo-1024×495.jpg?id=27584) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][gem_divider margin_top=”25″][gem_icon pack=”material” shape=”circle” size=”medium” centered=”1″ icon_material=”f398″ color=”#ffffff” background_color=”rgba(135,123,228,0.34)” border_color=”rgba(84,79,135,0.18)”][gem_divider margin_top=”25″][vc_column_text]

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[/vc_column_text][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1527107302005{padding-top: 400px !important;background-image: url(http://new.gulfstatehomebuyers.com/wp-content/uploads/2018/05/home_foreclosure.jpg?id=27585) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][/vc_column][/vc_row][vc_row][vc_column][gem_divider margin_top=”46″][vc_column_text]Money is tight, bills are piling up, and you’re not sure what to do. No matter how hard you try, it just is not enough to makes ends meet. You start getting “Notice of Default” letters in the mail and they won’t stop calling you. Your home is about to go into foreclosure. Your mind immediately starts racing to thoughts of filing Bankruptcy, the lender for your home can’t take your home way if that happens……

 

Not entirely true!!

 

There are 2 different types of Bankruptcy you can file, Chapter 7 and Chapter 13. They are very different from each other and how they help, so please do your research before making a choice. Bankruptcy is usually filed after 2-3 payments have been missed on the mortgage of the home. Once the bankruptcy is filed, the process of foreclosure will be postponed automatically until the bankruptcy is finalized. This process will usually take 3-4 months.

 

You can file Chapter 7 Bankruptcy or “Automatic stay,” but this is only temporary. The court puts a temporary hold on your creditors, including your lender. Although, not all creditors will be put on hold, only unsecured ones, like credit cards. Just know that debt, taxes, child support, alimony and student loans are not included the Chapter 7, nor can it give you relief from secured creditors including your lender. Chapter 7 is only effective for as long as the court wants it to be, they can change it at any time by granting the lenders motion for “relief from automatic stay.” At that point, the process will proceed with the foreclosure.[/vc_column_text][gem_divider margin_top=”40″][/vc_column][/vc_row][vc_row][vc_column][gem_quote style=”4″ no_paddings=”1″]….Let us help you save your credit, and take the stress away in selling real estate[/gem_quote][/vc_column][/vc_row][vc_row css=”.vc_custom_1457788607747{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}”][vc_column width=”1/2″ css=”.vc_custom_1527107351902{padding-bottom: 404px !important;background-image: url(http://new.gulfstatehomebuyers.com/wp-content/uploads/2018/05/a-foreclosure-direction-sign.jpg?id=27583) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1457788939445{padding-bottom: 20px !important;padding-left: 42px !important;}” offset=”vc_col-lg-offset-0″][vc_column_text]The other option is filing Chapter 13 Bankruptcy. This is where you can sit down with creditors and work out a payment schedule (at a lower rate) and pay them back over this planned time period. After the agreement has been made, the creditors (including your lender) must abide by this agreement. Doing this can stop foreclosure on your home, but only if you are making the payments as planned.

 

So yes, in a way, filing bankruptcy can stop foreclosure on your home. Just know that not everyone qualifies for Chapter 13 Bankruptcy. The qualifications have been set higher, court fees must be paid, and you will have to hire an attorney (who will want to be paid as well).

 

You will have to weigh your options on both chapters and decide which would be better for your situation. Bankruptcy will also damage your credit, but it could also be a good thing when you are trying to rebuild your credit. There is a good possibility that most mortgage companies will not consider you for a new mortgage, but your credit will start over and you can build good credit faster.  There are negative effects with all of this too, bankruptcy does not always keep you from losing your home. Just make sure you talk to an attorney to find out which is your best option.

If you would like to just sell your house and avoid any hassle from either just click here to get started.[/vc_column_text][/vc_column][/vc_row]

Categories Project Update

CHECK OUT OUR PROGRESS UPDATE ON ONE OF OUR BAYTOWN PROJECTS!

[vc_row][vc_column css=”.vc_custom_1457791968195{margin-top: -18px !important;}”][gem_youtube video_id=”qflcmNtfnWc”][gem_divider margin_top=”25″][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]Check out our walk-through progress update on one of our Baytown projects. We are about a week out from completion on this one! We will be doing a final walk-through at the end so you can compare the difference. This project has come a long way from the original house we bought and this house is going to make a great home for someone. If you have a house that you need to sell fast, Click here right now! We can make you an offer today, and close with ALL CASH. We pay All Closing Cost and the good thing is there is no obligation to accept our offer. All our offers are FREE, so what do you have to lose?[/vc_column_text][gem_divider margin_top=”35″][gem_quote style=”2″ no_paddings=”1″]This is why we love what we do![/gem_quote][gem_divider margin_top=”-32″][vc_column_text]We love showing our audience what we do behind the scenes.  What do you think?[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text]To those who say, “I need to sell my home fast!” We say, “No problem. Sell it to us!”

Gulf State Homebuyers, LLC is a local, full service real estate investment company founded in 2006 by Dwayne White, a Baytown native who not only knows the area of Greater Houston, but the people as well. Gulf State Homebuyers, LLC has been given the 2016 & 2017 Distinction Award by the Better Business Bureau for service excellence.

We specialize in purchasing residential and commercial properties in Houston and its surrounding areas. Our company not only supplies clients with the ability to sell their home for cash; in many situations, we allow our clients to rent or owner finance from us as well. We at Gulf State Homebuyers, LLC, have purchased hundreds of homes in cash throughout the years, offering our sellers fair market prices for their homes and quick funding in a matter of days.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][gem_divider margin_top=”20″][/vc_column][/vc_row][vc_row][vc_column][gem_alert_box icon_pack=”material” icon_shape=”circle” icon_size=”medium” content_background_color=”” button_1_style=”outline” button_1_size=”medium” button_1_corner=”3″ button_1_border=”2″ button_1_icon_pack=”elegant” icon_material=”f146″ icon_color=”#dd3333″ icon_border_color=”#dd3333″ border_color=”#e3e8ea” border_width=”3″ button_1_text=”Sell Now” button_1_text_color=”#dd3333″ button_1_hover_text_color=”#ffffff” button_1_hover_background_color=”#dd3333″ button_1_border_color=”#dd3333″][vc_column_text]

Do you have a house that you need to sell?  Let us know about it today!

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